e-RUPI:- Government has taken many digital initiatives for the betterment of the people. Many digital modes of payments have been started with an aim to improve the life of people. The Prime Minister of India Mr. Narendra Modi started one more digital platform that is the e-RUPI Digital Payment platform. With the help of e-RUPI option, people will be to do digital payments. Now we will tell you about e-RUPI – PM Modi Digital Payment Solution (QR code SMS e-Voucher) Benefits.
Table of Contents
e-RUPI is a cashless and contactless way of doing transactions. A QR code or SMS string-based e-voucher will be sent to the mobile of the users. Then the individual can redeem this voucher without use of any digital payment app, internet banking, card.
e-RUPI Digital Payment
The national payments corporation of India worked hard to develop this digital payment platform. The Department of Financial Services, Ministry of Health and family welfare, and the national health authority all worked with the national payments corporation of India to develop this platform.
Under the e-RUPI platform, the service provider will only get the payment after a transaction is completed. National Payment Corporation of India has the responsibility to operate retail payments and settlement systems in India. The aim of this organization is to bring innovation to the payment system by with the help of technology. Also Read:- Assam Sanskritik Mahasangram Registration, Application Form
Overview of e-RUPI – PM Modi Digital Payment Solution
| Name of the article | e-RUPI – PM Modi Digital Payment Solution (QR code SMS e-Voucher) Benefits |
| Initiated by | Government of India |
| Beneficiaries | People of India |
| Aim | To Provide Cashless and Contactless Instrument for Making Digital Payments |
| Category | Central Govt. Schemes |
| Mode of application | Online |
| Announced by | PM Narendra Modi |
| Launched date | 02nd August 2022 |
| Website | https://www.npci.org.in/ |
Objective of e-RUPI Digital Payment
The main aim of the e-RUPI is to help people of the country in making payments smoothly. This digital platform will provide a cashless and contactless payment system to the residents. With the help of it, now people will be able to do digital payments easily.
Benefits of e-RUPI Digital Payment
- Through this e-RUPI payment platform, people will be able to complete the payments in a secure and safe manner.
- This platform is cashless, contactless and prepaid in nature.
- E-RUPI Digital Payment platform will be used to provide services to the schemes that designed to provide drugs and nutritional support.
- This will also beneficial for both the government and NGOs.
List Of Banks That Are Live With e-RUPI
| Name of Banks | Issuer | Acquirer | Acquiring App |
| Union Bank of India | Yes | No | NA |
| State bank of India | Yes | Yes | YONO SBI Merchant |
| Punjab national bank | Yes | Yes | PNB Merchant Pay |
| Kotak bank | Yes | No | NA |
| Indian bank | Yes | No | NA |
| IndusInd bank | Yes | No | NA |
| ICICI bank | Yes | Yes | Bharat Pe and Pine Labs |
| HDFC bank | Yes | Yes | HDFC Business App |
| Canara bank | Yes | No | NA |
| Bank of Baroda | Yes | Yes | BHIM Baroda Merchant Pay |
| Axis bank | Yes | Yes | Bharat Pe |
Procedure to View List of Live Hospitals On e-RUPI
- Firstly, you have to go the official website of national payment Corporation of India, https://www.npci.org.in/
- You will land on the home page of the website.
- Click on what we do Option on the home page.
- Now you have to click on UPI option.
- Then click on e-RUPI live partners’ option.
- Next, click on the Live Hospitals on e-RUPI.
- You will see the PDF file on the screen.
- In this PDF file you can view list of live hospitals on e-RUPI.
Procedure to Download e-RUPI Digital Payment Mobile App
- Firstly, visit the Google play store or Apple App Store in your mobile phone.
- Now in the search box you have to enter e-RUPI Digital payment.
- Then you have to click on search option.
- The list of apps will open on the screen.
- After that you have to click on the first option.
- Next, you have to click on install option.
- At last, e-RUPI digital payment mobile app will be download to your device.
Procedure To Redeem e-RUPI Voucher
- Firstly, the you have to show the e-RUPI QR code or SMS at the service provider outlet.
- Then the salesperson will scan this QR code or SMS
- Now an OTP will receive through the beneficiary
- Then share this OTP with the service provider.
- After that enter this OTP into the space given.
- Service provider have to click on proceed option.
- Finally, payment will be made to the service provider
Procedure to View Contact Details of offices of NPCI
- Firstly, visit the official website of the National Payments Corporation of India
- The homepage of the website will open on the screen.
- After that click on the get in touch option on the home page.
- You will see a new page on the screen.
- Then you have to scroll down.
- At the bottom of the page, you will be able to see the details of the offices of NPCI.
Helpline Number
For any information, individual can contact to the helpline number 18001201740.
FAQS e-RUPI
What is E-Rupi?
E-Rupi is a digital platform launched by the PM on Narendra Modi for cashless and contactless payments.
Are E-Rupi vouchers transferable?
No, E-Rupi vouchers is not transferable as it is made for specific transactions.
When E-Rupi platform launched?
The platform was launched on 02nd August 2022.